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Opportunity Zone Calculator

Compare after-tax outcomes of paying capital gains tax today versus investing that gain into a Qualified Opportunity Fund and holding for 10+ years.

Your Capital Gain

$100K$20M

Real estate, stock, business sale, crypto, or 1231 gain.

Tax Rates

0%20%
0% (FL, TX)15% (CA)

Projection

4%15%
5 yrs20 yrs

10-year elimination benefit requires ≥10 year hold with basis step-up election.

Your Results

Path A: Pay Tax Now, Invest Remainder

Tax paid at sale-$576,000
Amount invested (taxable account)$1,424,000
Portfolio value after 10 years (after-tax compounding)$2,477,967

Path B: Invest in QOF (10-yr Elimination)

Amount invested (full gain)$2,000,000
Deferred gain tax paid (2026 or exit)-$576,000
QOF value at year 10$4,317,850
Tax on QOF appreciation$0 (eliminated)
Net proceeds after 10 years$3,741,850

OZ vs. Pay Tax Now — Net Advantage

+$1,263,883

Over a 10-year hold, the OZ path is projected to produce approximately $1,263,883 more after-tax than paying the gain now and investing the remainder.

Informational purposes only. Simplified projection. Actual outcomes depend on QOF investment performance (not guaranteed), the 2026 tax liability timing, investor tax bracket at recognition, state conformity to OZ rules, NIIT treatment, and the required basis step-up election at exit. Does not account for fees, management expenses, or the underlying investment quality. Consult a qualified tax advisor.

Ready to Invest?

Put These Strategies to Work

Dayan Capital structures investments specifically to maximize after-tax returns for accredited investors. See how we apply these strategies in real deals.

Important Disclosures

Informational Only

This material is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security.

Risk Statement

Investments involve significant risk, including potential loss of principal, illiquidity, long hold periods, use of leverage, and sponsor discretion. Potential conflicts of interest may exist. All projected returns, including target ROI and preferred return figures, are forward-looking statements and are not guaranteed. Actual results may differ materially. Past performance of the MHC sector or any prior investment is not indicative of future results.

Tax Disclaimer

Tax benefits described herein are estimates only; individual tax treatment varies. Consult a qualified financial, legal, and tax advisor before investing.

Offering Documents

Any investment opportunity will be made available only through formal offering documents.

Accredited Investors Only

Investments are available to accredited investors only as defined under SEC Regulation D.

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